Financing Opportunities for Maryland Customers

Interested in financing opportunities to complete energy efficiency upgrades? Loan options have been created specifically for Maryland residents looking to make high-efficiency home heating and water heating upgrades through EmPOWER Maryland programs.

Through the Clean Energy Advantage (CEA) Loan Pilot Program, Washington Gas residential customers can get a preferred interest rate on their loans; a rate that is not generally offered for the financing of clean energy home improvements. Plus, get 0% interest on the first 12 months.

Benefits of Clean Energy Loans:

  • Get a fixed rate and avoid putting expenses on a high-interest credit card.
  • Choose from a range of term options.
  • Reduced up-front costs for high-efficiency products and services.
  • Loans can be paid off for up to 10 years.
  • Loan from trusted lending partners

Energy Loan Rates (0% interest the first 12 months)

Loan Terms Secured Loan* Unsecured Loans**


As low as 2.75%

As low as 6.49%


3, 5, or 10 years

3 or 5 years

Min/Max Amount



*Secured Loan - Secured loans require some type of collateral as a condition of borrowing.

**Unsecured Loan - Unsecured loans are loans that aren’t backed by an asset such as a car or home.


Please check out the Clean Energy Advantage FAQ page.