Financing Opportunities for Maryland Customers Interested in financing opportunities to complete energy efficiency upgrades? Loan options have been created specifically for Maryland residents looking to make high-efficiency home heating and water heating upgrades through EmPOWER Maryland programs. Through the Clean Energy Advantage (CEA) Loan Pilot Program, Washington Gas residential customers can get a preferred interest rate on their loans; a rate that is not generally offered for the financing of clean energy home improvements. Plus, get 0% interest on the first 12 months. Benefits of Clean Energy Loans: Get a fixed rate and avoid putting expenses on a high-interest credit card. Choose from a range of term options. Reduced up-front costs for high-efficiency products and services. Loans can be paid off for up to 10 years. Loan from trusted lending partners Energy Loan Rates (0% interest the first 12 months) Loan Terms Secured Loan* Unsecured Loans** Rate As low as 2.75% As low as 6.49% Term 3, 5, or 10 years 3 or 5 years Min/Max Amount $3,000-$25,000 $3,000-$15,000 *Secured Loan - Secured loans require some type of collateral as a condition of borrowing. **Unsecured Loan - Unsecured loans are loans that aren’t backed by an asset such as a car or home. Get Started Questions? Please check out the Clean Energy Advantage FAQ page.